Archives for Storm Damage

spring time house maintenance

Spring is Here – Some Easy Maintenance and Prevention Tips for Around the House

Spring is in the air, and it is a great time to check out your home for any winter damage, and also do some preventive maintenance. This month’s blog-post comes courtesy of our nearest DKI Canada neighbor, Sara Pasternak of Con-Tech DKI.

Spring is Here – Some Easy Maintenance and Prevention Tips for Around the House

Spring has sprung! Along with the benefits of warm weather, bright colours and sunshine come risks for your home. It is important to properly prepare your home for the various risks that can be present during spring time.  The first thing that you want to do is CHECK YOUR GUTTERS. Make certain all gutters are free of any debris; remove any blocks in gutters and outdoor faucets. Also ensure all downspouts are facing away from your foundation to avoid water buildup.  Make sure to also check ROOF SHINGLES. If any damage has occurred during the winter months it is best that it is looked after sooner rather than later in order to avoid future issues. Please remember if you will be using a ladder during any of these tasks, DON’T BE LIKE THIS GUY:   ladder

While you are prepping the outside of your home for spring it is a good idea to check all caulking around windows & doors. Gaps or cracks in caulking leaves room for moisture and other dangers to enter your home, so be sure to replace any damaged caulking. Speaking of cracks, make sure to check for any cracks around your home. This includes patios, walkways and any other outdoor surfaces. Any cracks or damages are an open invitation for water to enter and damage your home.

After a long winter it is always a good idea to check around your home for any visible leaks. This includes anything that is readily visible on both the outside and inside of your home. Catching a leak early, before it has time to do any serious damage is the first step in avoiding costly repairs.

Inspect all outdoor amenities before using them for the spring season. This includes your air conditioning units, gas BBQ’s, outdoor faucets, outdoor lights etc. Not only can this keep your home safe, by revealing any issues with the appliance/amenity prior to there being a problem, but regular maintenance can also help various outdoor appliances last longer as well. Please ensure to check all appliances in a safe manner. If this is not possible please make sure to contact a professional DON’T BE LIKE THIS GUY:
safety

LASTLY, please ensure to do regular checks around the interior of your home as well. This includes, appliances, heating and air conditioning systems, faucets, hoses, pipes, fireplaces, air filters etc. Regular maintenance of your home on both the interior and exterior can help prevent any stressful or costly damages in the future, and FINALLY enjoy the warm weather! You deserve it! ☀

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water damage

10 SIMPLE STEPS TO PREVENT A SOGGY AND EXPENSIVE HOME DISASTER

 Prevent Water Damage in Your Home

This month’s blog post comes to us from our colleague Hannah Fotiou of Clean-Scene DKI in Castlegar, BC.

Home restorations are always a considerable expense, and that’s why they are postponed and delayed by the majority of homeowners until the last moment. Unfortunately, what they fail to comprehend is that this is usually what’s causing even bigger issues. With this in mind, there are a few things that you might want to take into account.  Here are a few tips and tricks that we have compiled about avoiding one of the most common causes for home restorationswater damage.

Check Outside

1.      Disconnect Hoses

Water left in a hose can freeze back into your pipes and can create an ice block. If you’re lucky this may be all that happens. In unfortunate circumstances, the ice may burst your pipes and create damage to the interior of your home and foundation.

2.      Get Up There And Check Your Gutters And Downspouts!

We recommended cleaning your gutters at least 2 times a year. By taking this measure you can avoid blockage and ice damns. Another issue that can come from clogged gutters is unmanaged overflow that can create puddles that could compromise your foundation.

Your downspout should be pointed AWAY from the home. This is a simple precaution that could help you avoid a senseless damage.

3.      Vegetation, Shrubs And Trees.. Oh My!

It’s important to try minimizing the amount of vegetation you have close to your utilities. Roots can grow and wrap around the pipes and cause a break. If possible, when the trees and shrubs around your home become too big, think about removing them.

Inside your home

4.      Where Is Your Water Main?

The last thing a homeowner wants to come home to from a relaxing holiday is a flooded house. If you are planning to go somewhere for an extended amount of time, shut off your main water line.   Another tip for when you go on holidays is to have someone come look after your home daily if possible.  Some insurance companies void coverage if the home is left unattended for too long.

5.      Check Your Appliances

This may seem over kill, but checking and maintaining your appliances according to the manufactures directions is imperative. Finding leaks sooner rather than later can prevent mold growth and further damage to the structure of your home.

6.      Found A Leak? Fix It Right Away!

Mold, mildew, dry rot, or even structural damage to your home is what you will experience to your home if you decide to put off repairing a leak. You may be led to think “So what? My insurance will just repair it”.  Keep in mind that homeowner’s insurance mostly covers direct damage that is sudden and accidental. Damage that results from lack of maintenance or negligence is often not covered on a standard homeowner’s insurance policy.

7.      Those Old Washing Machine Hoses Have To Go!

Hoses that are old and brittle are one of the most common causes of water damage for a homeowner. Inspecting the hoses regularly and replacing them every 3-5 years will help you avoid a very costly and messy damage.

8.      Water Detection Devices. Often Forgotten.

Yes, this is a device that you can purchase to monitor moisture. An alarm will sound when any moisture comes in contact to it. This allows you to catch unnoticeable leaks. Install it near water heaters, sump pumps, washing machines, dishwashers and toilets to prevent extensive damage and mold growth. You can purchase one easily at https://www.homedepot.ca/en/home/search.html?q=water%20leak%20alarm#!q=water%20leak%20alarmat very little cost.

9.      Check Your Water Pressure.

Buy a pressure gaugeat your local hardware store and attach it to your outside facet. Then turn the facet on full force. This will then give you a reading on what your water pressure is currently at. Too high of a pressure could allow for your pipes to be compromised.

Typical residential water systems are designed for water pressure of 40 to 70 psi. If your home’s water pressure exceeds 100 psi, install a pressure regulator (which is available at hardware stores as well.)

10.  Review Your Water Bill

If your water consumption starts to rise for no explanation you may need to start investigating.  Check your crawl space or check anywhere you think a leak can happen. Don’t let a mystery leak destroy your home.

As one can see, prevention is always the best protection. Water damage restoration should be something accidental – something that you couldn’t have anticipated and accounted for.

And if water damage does occur, call DKI Canada immediately!

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overland-flooding

Why Many Authorities Deem Water as the Leading Threat to Property Damage

This month’s blog post comes courtesy of Adam Hare, of Petley Hare Insurance Brokers. With the recent weather events we thought it was a great time to reach out to a local expert to discuss not only some of the changes in our local weather, but also how the insurance industry is adapting to the changing weather patterns.

News coverage of Hurricane Matthew, the latest tropical storm to befall the Atlantic coast of the United States, once again reminded viewers and readers of the devastatingly raw power of wind and water.  The extensive flooding and consequent property damage were indicative of homeowner vulnerability to the forces of nature, as people/families were left without fresh food, utilities, possessions, and perhaps their entire home; unfortunately, many also lost their lives in the aftermath of this storm.

If it seems that reports and footage of tropical storms have been in the news more often in recent decades, there is a corroborating reason – the frequency of Atlantic hurricanes has doubled over the last century, and climate change is suspected as the leading cause.  It has been documented that increases in seawater surface temperatures and changes in wind patterns have fueled this escalation.

While this rise in hurricane frequency might be a lesser concern for Canadians, there are signs that weather patterns are shifting here at home also.  Environment Canada reports that the country’s climate has become warmer and wetter than merely a generation ago; some of the specific comparative data between then and now include:

Approximately 20 more days of rain per year

  • An average increase of ~15% in annual precipitation
  • Incidence of severe weather events has increased six-fold
  • A nationwide rate of warming about twice the global average
  • Proportion of natural disasters attributed to major flooding is 40%

These statistics are indicative that significant weather events in Canada are increasing in both frequency and severity; they should also prompt homeowners to consider the value of adding overland water protection to their home insurance policy.

overland-flooding

Essentially, overland water protection insures homeowners against property loss/damage resulting from a sudden ground water accumulation that subsequently enters the home; such water accumulation and penetration may result from:

  • Spring run-off
  • Rapid snowmelt
  • Heavy rainstorms
  • Freshwater flooding (lake or river overflow)

 Based on the growing number of water-related insurance claims in Canada, a majority of which are linked to the above-noted causes, many authorities now consider water, rather than fire, as the primary threat to property damage/loss.  In light of this new revelation, it may be wise for homeowners to speak with a knowledgeable and experience insurance professional, to discuss the advantages of adding overland water protection to their existing home insurance policy.

petleyhare.com

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Natural-Disasters...How-Prepared-are-You

Natural Disasters… How Prepared are You?

 

CRCS DKI is here to help. This infographic helps you prepare for natural disasters.

Disasters happen whether it’s rain, wind or flood. Be prepared in the right way and make sure you have what will help you in midst of troubling times. Brought to you by CRCS DKI.

A Few Tips to Help Prepare for a Natural Disaster

  • Make a copy of your insurance policy and ensure you understand your coverage
  • Make copies of other “essential documents” – such as driver’s license, passport, social security card, etc. and store in a waterproof container inside a fireproof safe
  • Take a household inventory of everything you own, like appliances and electronics
  • Stock up on food, water, and batteries – enough for each family member for a minimum of 3 days
  • Create a grab and go bag for each family member in case you need to suddenly leave your house
  • Strap your water heater to the wall

If you know of a disaster in your area, please call CRCS DKI to help restore your life and get things back in order.

Call Now – 905-430-3477

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Preparing-for-a-Summer-Thunderstorm

Preparing for a Summer Thunderstorm

Preparing for a Summer Thunderstorm

Summer is time for outdoor adventures and fun, but these outings can quickly turn bad when summer thunderstorms hit. It is essential to be aware of these potential thunderstorms and be prepared. Be aware of severe weather, how it can affect you, and what you need to know to protect yourself during this season.

 

Before the Storm

 

Before going outside, be aware of the weather conditions. Don’t go out if extreme weather conditions are likely. In addition to making smart choices when traveling, it is important to prepare your home before extreme thunderstorms. Make these things a top priority beforehand:

 

  • Make an emergency kit – include a kit for every member of your family. Don’t forget to include pets in this preparation. Emergency kits should have medical supplies, food, water, and extra clothing, enough to last at least for a few days.
  • Clean up your trees – if there are any dead or rotting trees, or trees that have dead branches, remove these before the storm hits. These can cause injury or do damage to your home during the storm.
  • Secure outdoor object – if you know a storm is coming, secure the outdoor objects of your home including outdoor furniture.
  • Protect your home from the rain – even the rain of a storm can be damaging if your home isn’t prepared. Seal cracks, check gutters, and make changes necessary.

 

Make these preparations before the storm hits. Each of these will make storm damage cleanup much easier.

 

Avoiding Storm Damage

Lightning

During the storm, it is best to stay indoors if possible. Follow these tips during the storm to better protect yourself:

 

  • Keep battery powered flashlights on hand – storms can easily cut off the power, leaving you without light. Keep enough batteries and a flashlight on hand.
  • Avoid electrical outlets – this is especially important if your electricity isn’t grounded.
  • Plumbing fixtures and water conduct electricity – avoid using any type of plumbing. This means don’t shower, do dishes, or do laundry during the storm.
  • Stay away from windows – stay in the inner rooms of your home.
  • Do not lay down on concrete floors in your home.


After the storm, assess the damage that has been done. Depending on the severity and your own preparation, there may be damage needing professional help. Assess this and determine what is needed for your home.

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